Can You Lease a Car With Bad Credit?

If you’re interested in leasing a new car in the St Louis area, you’re in the right place! At Suntrup Kia South, we pride ourselves on a wide variety of Kia vehicles in all shapes and sizes, designed to cater to almost every budget and lifestyle. Whatever your driving needs may be, we’re confident you can find something to love in our lineup!

However, you may be concerned about your credit score, particularly if it needs work. If you find yourself asking, “Can I lease a car with bad credit?” The short answer is “yes”! The finance team at Suntrup Kia South has all the details on how to lease a new car with bad credit in the guide below.

Can I Lease a Car With Bad Credit?

So, while the answer to the question, “Is it easier to lease a car with bad credit?”, is “no”, that doesn’t mean it’s impossible. In fact, you have several options when it comes to leasing a new vehicle with a poor credit score! If you’re looking for a new vehicle and have poor credit, leasing a vehicle is easier than financing one (although this isn’t impossible either). In general, when you lease a new car with bad credit, you’ll end up making lower monthly payments, and you won’t have to put as much money down. Check out the next section for some details on how to get the best deal.

Negotiating for the Best Terms With Bad Credit

If your credit score needs work, dealers around Jefferson County may be less inclined to offer you a lease. However, there are some things you can do to work with them and negotiate the best deal possible for your financial situation! These include:

• If you make a larger down payment than requested, you’ll have less interest and lower monthly payments.
• Consider paying off smaller debts to clean up your credit score quickly. A little bit goes a long way!
• If your credit score has been tarnished by a one-time issue that doesn’t necessarily reflect your financial habits, bring us pay stubs and proof. It might turn out that we’re able to get you a better deal if we’re more confident in your financial behavior.

Along with these helpful tips, you can also check out our model research to learn more about any of the vehicles in our current lineup. And if you’ve decided you’d prefer to finance your next vehicle, you can apply for financing right from our website.

Lease Your Next Ride at Suntrup Kia South

Now that we’ve answered questions like “Can I lease a car with bad credit?” and “Is it easier to lease a car with bad credit?”, you might be interested in taking next steps! Contact our office once you’ve found a vehicle in our inventory that you like, and we’ll set up a test drive for you around St Charles.